BranchWatch

Banks in Texas

Deposit market share, branch network and structure changes for Texas, from official FDIC data.

Active branches
6,404
Deposits (2026)
$1.6T
Closings on record
1,012
Openings on record
864

Largest retail branch networks in Texas (2026)

BankDepositsShareYoYBranches
Chase Bank$308.3B19.4%+4.1%488
Bank of America$199.8B12.6%+9.6%313
Wells Fargo$94.4B5.9%+15.0%457
Frost Bank$43.7B2.8%+3.5%223
Prosperity Bank$31.2B2%+18.6%388
PNC Bank$30.1B1.9%+4.5%323
Texas Capital Bank$29.4B1.9%+10.7%10
Huntington Bank$28.0B1.8%—152
Zions Bancorporation$15.4B1%+6.5%77
First Financial Bank$13.3B0.8%+5.8%83
Truist Bank$11.3B0.7%+18.6%96
Fifth Third Bank$10.7B0.7%+1414992.6%113
PlainsCapital Bank$10.7B0.7%+1.6%57
BOKF$10.2B0.6%+12.3%34
Amarillo National Bank$9.1B0.6%+5.9%35
SouthState Bank$8.6B0.5%-0.7%69
Capital One$7.4B0.5%+0.5%21
Regions Bank$6.8B0.4%-0.6%85

Includes institutions reporting at least five active branches in Texas. Deposit share is calculated against all deposits assigned to Texas offices, so the shares shown do not sum to 100%.

All institutions by deposits assigned to Texas offices

BankDepositsShareYoYBranches
Chase Bank$308.3B19.4%+4.1%488
Charles Schwab Bank$225.2B14.2%+7.5%1
Bank of America$199.8B12.6%+9.6%313
Wells Fargo$94.4B5.9%+15.0%457
USAA Federal Savings Bank$92.0B5.8%-0.9%1
Frost Bank$43.7B2.8%+3.5%223
Prosperity Bank$31.2B2%+18.6%388
Citibank$31.0B2%-0.4%2
PNC Bank$30.1B1.9%+4.5%323
Texas Capital Bank$29.4B1.9%+10.7%10
Huntington Bank$28.0B1.8%—152
Charles Schwab Premier Bank$24.5B1.5%+10.2%1
Zions Bancorporation$15.4B1%+6.5%77
First Financial Bank$13.3B0.8%+5.8%83
Truist Bank$11.3B0.7%+18.6%96
NexBank$11.0B0.7%+3.3%2
Fifth Third Bank$10.7B0.7%+1414992.6%113
PlainsCapital Bank$10.7B0.7%+1.6%57
BOKF$10.2B0.6%+12.3%34
Charles Schwab Trust Bank$9.7B0.6%+9.3%1
Amarillo National Bank$9.1B0.6%+5.9%35
Stellar Bank$8.7B0.6%+0.2%0
SouthState Bank$8.6B0.5%-0.7%69
Capital One$7.4B0.5%+0.5%21
Regions Bank$6.8B0.4%-0.6%85

Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors. Banks that book nationwide deposits at a single office (for example brokerage or direct banks) can rank far above their local branch presence.

Closings (most recent 200 of 1,012)

Transcribed from FDIC BankFind Suite structure-change records, active-location records and the annual Summary of Deposits (June 30 reporting date). Market share is each bank's share of all deposits assigned to FDIC-insured offices in the state.