Frost Bank
Headquartered in San Antonio, TX. Part of Cullen/Frost Bankers, Inc. FDIC certificate #5510 · Federal Reserve RSSD 682563.
Total assets
$54.0B
Deposits
$43.7B
Q2 2026
Active branches
223
Closings since Jan 2020
8
77 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$176M
Return on assets
1.31%
Return on equity
15.30%
Noncurrent loan rate
0.55%
Deposits by year (Summary of Deposits)
262019
332020
392021
462022
412023
412024
422025
442026
Values in $ billions, June 30 of each year.
Closings by year
52021
12023
12024
12026
Openings by year
132020
72021
122022
142023
142024
102025
72026
Other network changes since 2020
- 8 branch relocations
Branches by state
Recent closings
- 15455 MEMORIAL DR · closed February 20, 2026
- 15301 NORTH DALLAS PRKWY, #100 · closed March 22, 2024
- 314 SOUTH WW WHITE ROAD, SUITE 104 · closed February 25, 2023
- 350 WESTPARK WAY SUITE 202 · closed December 20, 2021
- 811 MAIN STREET, SUITE 100 · closed March 31, 2021
- 9821 KATY FREEWAY · closed March 31, 2021
- 6410 FANNIN · closed March 31, 2021
- 9300 KIRBY DRIVE, SUITE 600 · closed February 26, 2021
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.frostbank.com.