BranchWatch

First National Bank Texas

Headquartered in Killeen, TX. Part of First Community Bancshares, Inc. FDIC certificate #3285 · Federal Reserve RSSD 613950.

Total assets
$4.7B
Deposits
$4.1B
Q1 2026
Active branches
355
Closings since Jan 2020
21
42 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$13M
Return on assets
1.11%
Return on equity
17.36%
Noncurrent loan rate
1.15%

Deposits by year (Summary of Deposits)

2
2019
2
2020
3
2021
4
2022
4
2023
4
2024
4
2025

Values in $ billions, June 30 of each year.

Closings by year

4
2020
1
2021
3
2022
2
2023
2
2024
6
2025
3
2026

Openings by year

12
2020
3
2021
5
2022
5
2023
6
2024
10
2025
1
2026

Other network changes since 2020

  • 8 branch relocations
  • 7 branches acquired through purchases or mergers

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.1stnb.com.