Banks in Smith County, Texas
90 active bank branches operated by 29 institutions, per FDIC records.
Active branches
90
Banks present
29
Deposits (2026)
$9.0B
Closings since 2020
8
12 openings
Largest banks by deposits in Smith County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Southside Bank | $3.1B | 34.5% | 21 |
| Bank of America | $896M | 9.9% | 2 |
| Texas Bank and Trust Company | $682M | 7.6% | 5 |
| Austin Bank, Texas | $656M | 7.3% | 10 |
| Chase Bank | $576M | 6.4% | 5 |
| American State Bank | $536M | 5.9% | 5 |
| Capital One | $451M | 5% | 1 |
| Texas National Bank of Jacksonville | $338M | 3.8% | 4 |
| Citizens 1st Bank | $292M | 3.2% | 1 |
| VeraBank | $265M | 2.9% | 3 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.