Banks in Smith County, Texas
90 active bank branches operated by 29 institutions, per FDIC records.
Active branches
90
Banks present
29
Deposits (2025)
$9.2B
Closings since 2020
8
12 openings
Largest banks by deposits in Smith County (2025)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Southside Bank | $3.6B | 39.3% | 21 |
| Bank of America | $830M | 9% | 2 |
| Austin Bank, Texas | $627M | 6.8% | 10 |
| Texas Bank and Trust Company | $618M | 6.7% | 5 |
| American State Bank | $545M | 5.9% | 5 |
| Chase Bank | $537M | 5.8% | 5 |
| Capital One | $474M | 5.1% | 1 |
| Texas National Bank of Jacksonville | $335M | 3.6% | 4 |
| VeraBank | $260M | 2.8% | 3 |
| Citizens 1st Bank | $258M | 2.8% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.