Banks in Caldwell County, Texas
7 active bank branches operated by 6 institutions, per FDIC records.
Active branches
7
Banks present
6
Deposits (2026)
$559M
Closings since 2020
0
0 openings
Largest banks by deposits in Caldwell County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| First Lockhart Bank | $263M | 47.1% | 1 |
| Sage Capital Bank, | $123M | 21.9% | 2 |
| Bank OZK | $100M | 18% | 1 |
| International Bank of Commerce | $34M | 6.1% | 1 |
| Citizens State Bank of Luling | $33M | 5.9% | 1 |
| First National Bank Texas | $6M | 1% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.