Banks in Lincoln County, North Carolina
20 active bank branches operated by 11 institutions, per FDIC records.
Active branches
20
Banks present
11
Deposits (2026)
$1.9B
Closings since 2020
4
2 openings
Largest banks by deposits in Lincoln County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| First Federal Savings Bank of Lincolnton | $390M | 21.1% | 4 |
| Fifth Third Bank | $321M | 17.3% | 2 |
| Bank of America | $261M | 14.1% | 2 |
| United Bank | $222M | 12% | 2 |
| Truist Bank | $195M | 10.5% | 2 |
| Peoples Bank | $191M | 10.3% | 2 |
| First Citizens Bank | $172M | 9.3% | 2 |
| Bank OZK | $89M | 4.8% | 1 |
| The Fidelity Bank | $6M | 0.3% | 1 |
| Woodforest National Bank | $5M | 0.3% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.