BranchWatch

First Citizens Bank

Legal institution: First-Citizens Bank & Trust Company. Headquartered in Raleigh, NC. Part of First Citizens Bancshares, Inc. FDIC certificate #11063 · Federal Reserve RSSD 491224.

Total assets
$235.5B
Deposits
$171.4B
Q1 2026
Active branches
518
Closings since Jan 2020
187
31 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$559M
Return on assets
0.96%
Return on equity
9.55%
Noncurrent loan rate
1.12%

Deposits by year (Summary of Deposits)

33
2019
42
2020
49
2021
89
2022
141
2023
151
2024
160
2025

Values in $ billions, June 30 of each year.

Closings by year

38
2020
24
2021
65
2022
18
2023
18
2024
22
2025
2
2026

Openings by year

6
2020
11
2021
2
2022
2
2023
4
2024
5
2025
1
2026

Other network changes since 2020

  • 12 branch relocations
  • 105 branches acquired through purchases or mergers

Branches by state

Recent closings (30 of 187)

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.firstcitizens.com.