BranchWatch

First Federal Savings Bank of Lincolnton

Headquartered in Lincolnton, NC. FDIC certificate #30315 · Federal Reserve RSSD 42372.

Total assets
$478M
Deposits
$384M
Q1 2026
Active branches
4
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$778K
Return on assets
0.65%
Return on equity
3.83%
Noncurrent loan rate
0.32%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.ffsb-nc.com.