Banks in Otsego County, Michigan
6 active bank branches operated by 5 institutions, per FDIC records.
Active branches
6
Banks present
5
Deposits (2026)
$580M
Closings since 2020
2
1 openings
Largest banks by deposits in Otsego County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Fifth Third Bank | $177M | 30.5% | 1 |
| Huntington Bank | $172M | 29.6% | 1 |
| Horizon Bank | $100M | 17.3% | 1 |
| Nicolet National Bank | $78M | 13.5% | 1 |
| State Savings Bank | $52M | 9.1% | 2 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.