Horizon Bank
Headquartered in Michigan City, IN. Part of Horizon Bancorp, Inc. FDIC certificate #4360 · Federal Reserve RSSD 130541.
Total assets
$6.5B
Deposits
$5.5B
Q1 2026
Active branches
79
Closings since Jan 2020
19
3 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$29M
Return on assets
1.79%
Return on equity
15.00%
Noncurrent loan rate
0.76%
Deposits by year (Summary of Deposits)
42019
42020
52021
62022
62023
62024
62025
Values in $ billions, June 30 of each year.
Closings by year
22020
92021
82022
Openings by year
12020
12021
12025
Other network changes since 2020
- 1 branch relocations
- 1 branches acquired through purchases or mergers
Branches by state
Recent closings
- Horizon Bank — Frankenmuth, MIbank exits city464 NORTH MAIN STREET · closed October 28, 2022
- 2 SOUTH PERRY STREET · closed October 28, 2022
- Horizon Bank — Delphi, INbank exits city102 S MARKET STREET · closed July 29, 2022
- 6801 WEST U.S. 12 · closed July 29, 2022
- 3501 CENTRAL AVENUE · closed July 29, 2022
- Horizon Bank — Mentone, INbank exits city102 EAST MAIN STREET · closed July 29, 2022
- Horizon Bank — Westville, INbank exits city1 PARKMAN DRIVE · closed July 29, 2022
- 507 NORTH MAIN STREET · closed July 29, 2022
- Horizon Bank — Topeka, INbank exits city210 WEST LAKE STREET · closed August 27, 2021
- Horizon Bank — Galveston, INbank exits city436 SOUTH CALIFORNIA · closed August 27, 2021
- Horizon Bank — Avilla, INbank exits city105 MAIN STREET · closed August 27, 2021
- Horizon Bank — Howe, INbank exits city303 DEFIANCE STREET · closed August 27, 2021
- 2102 EAST CENTER STREET · closed August 27, 2021
- Horizon Bank — Garrett, INbank exits city1212 S RANDOLPH ST · closed August 27, 2021
- 3602 COUGILL LANE · closed August 27, 2021
- US HIGHWAY 12 AND UNION ROAD · closed August 27, 2021
- 2825 S WASHINGTON ST · closed August 27, 2021
- 8455 KEYSTONE CROSSING DRIVE · closed May 1, 2020
- 455 MORTHLAND DRIVE · closed May 1, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.horizonbank.com.