State Savings Bank
Headquartered in Frankfort, MI. Part of Central-State Bancorp, Inc. FDIC certificate #8162 · Federal Reserve RSSD 22543.
Total assets
$405M
Deposits
$365M
Q1 2026
Active branches
9
Closings since Jan 2020
1
4 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$468K
Return on assets
0.46%
Return on equity
5.06%
Noncurrent loan rate
0.52%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Closings by year
12021
Openings by year
12020
12022
22024
Other network changes since 2020
- 1 branch relocations
Branches by state
Recent closings
- 1669 SOUTH BENZIE HIGHWAY · closed March 1, 2021
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.ssbankmi.com.