US bank holidays in 2027
Most US banks follow the Federal Reserve holiday schedule. On these days branches are typically closed and ACH transfers, wires and direct deposits do not process. Online and mobile banking remain available.
| Holiday | Date | Day | Banks closed |
|---|---|---|---|
| New Year's Day | January 1, 2027 | Friday | January 1, 2027 |
| Martin Luther King Jr. Day | January 18, 2027 | Monday | January 18, 2027 |
| Presidents Day (Washington's Birthday) | February 15, 2027 | Monday | February 15, 2027 |
| Memorial Day | May 31, 2027 | Monday | May 31, 2027 |
| Juneteenth | June 19, 2027 | Saturday | Reserve Banks open Friday; many branches close Saturday |
| Independence Day | July 4, 2027 | Sunday | Observed July 5, 2027 (Monday) |
| Labor Day | September 6, 2027 | Monday | September 6, 2027 |
| Columbus Day (Indigenous Peoples' Day) | October 11, 2027 | Monday | October 11, 2027 |
| Veterans Day | November 11, 2027 | Thursday | November 11, 2027 |
| Thanksgiving Day | November 25, 2027 | Thursday | November 25, 2027 |
| Christmas Day | December 25, 2027 | Saturday | Reserve Banks open Friday; many branches close Saturday |
When a holiday falls on Sunday, the Federal Reserve observes it the following Monday. When it falls on Saturday, Reserve Banks operate normally on Friday, but many bank branches that usually open Saturdays stay closed. Individual banks can set their own hours — verify with your bank before visiting.
Other years
Related tools
Based on the Federal Reserve System holiday schedule. Individual banks may keep different hours.