US bank holidays in 2026
Most US banks follow the Federal Reserve holiday schedule. On these days branches are typically closed and ACH transfers, wires and direct deposits do not process. Online and mobile banking remain available.
| Holiday | Date | Day | Banks closed |
|---|---|---|---|
| New Year's Day | January 1, 2026 | Thursday | January 1, 2026 |
| Martin Luther King Jr. Day | January 19, 2026 | Monday | January 19, 2026 |
| Presidents Day (Washington's Birthday) | February 16, 2026 | Monday | February 16, 2026 |
| Memorial Day | May 25, 2026 | Monday | May 25, 2026 |
| Juneteenth | June 19, 2026 | Friday | June 19, 2026 |
| Independence Day | July 4, 2026 | Saturday | Reserve Banks open Friday; many branches close Saturday |
| Labor Day | September 7, 2026 | Monday | September 7, 2026 |
| Columbus Day (Indigenous Peoples' Day) | October 12, 2026 | Monday | October 12, 2026 |
| Veterans Day | November 11, 2026 | Wednesday | November 11, 2026 |
| Thanksgiving Day | November 26, 2026 | Thursday | November 26, 2026 |
| Christmas Day | December 25, 2026 | Friday | December 25, 2026 |
When a holiday falls on Sunday, the Federal Reserve observes it the following Monday. When it falls on Saturday, Reserve Banks operate normally on Friday, but many bank branches that usually open Saturdays stay closed. Individual banks can set their own hours — verify with your bank before visiting.
Other years
Related tools
Based on the Federal Reserve System holiday schedule. Individual banks may keep different hours.