Banks in North Dakota
Deposit market share, branch network and structure changes for North Dakota, from official FDIC data.
Active branches
411
Deposits (2025)
$41.6B
Closings on record
46
Openings on record
32
Largest retail branch networks in North Dakota (2025)
| Bank | Deposits | Share | YoY | Branches |
|---|---|---|---|---|
| Bell Bank | $4.0B | 9.7% | -14.1% | 11 |
| First International Bank & Trust | $3.9B | 9.3% | -1.9% | 19 |
| Gate City Bank | $3.1B | 7.4% | +7.8% | 36 |
| Bravera Bank | $2.6B | 6.4% | +4.2% | 26 |
| U.S. Bank | $2.0B | 4.9% | +3.5% | 15 |
| Choice Financial Group | $1.9B | 4.4% | +37.1% | 13 |
| Old National Bank | $1.8B | 4.3% | — | 14 |
| Wells Fargo | $1.8B | 4.3% | -3.8% | 12 |
| Starion Bank | $1.6B | 4% | +18.1% | 13 |
| Cornerstone Bank | $1.5B | 3.7% | +15.4% | 10 |
| First Western Bank & Trust | $1.4B | 3.4% | -4.3% | 8 |
| Alerus Financial | $1.4B | 3.3% | +8.6% | 7 |
| Dakota Community Bank & Trust | $1.2B | 2.8% | +3.8% | 12 |
| Dacotah Bank | $864M | 2.1% | +13.3% | 9 |
| BNC National Bank | $748M | 1.8% | +2.1% | 12 |
| Bank Forward | $727M | 1.7% | -0.8% | 10 |
| First United Bank | $609M | 1.5% | +8.3% | 19 |
| BankNorth | $408M | 1% | +21.7% | 9 |
| KodaBank | $369M | 0.9% | +17.0% | 9 |
| First State Bank | $349M | 0.8% | +12.0% | 5 |
Includes institutions reporting at least five active branches in North Dakota. Deposit share is calculated against all deposits assigned to North Dakota offices, so the shares shown do not sum to 100%.
All institutions by deposits assigned to North Dakota offices
| Bank | Deposits | Share | YoY | Branches |
|---|---|---|---|---|
| Bell Bank | $4.0B | 9.7% | -14.1% | 11 |
| First International Bank & Trust | $3.9B | 9.3% | -1.9% | 19 |
| Gate City Bank | $3.1B | 7.4% | +7.8% | 36 |
| Bravera Bank | $2.6B | 6.4% | +4.2% | 26 |
| U.S. Bank | $2.0B | 4.9% | +3.5% | 15 |
| Choice Financial Group | $1.9B | 4.4% | +37.1% | 13 |
| Old National Bank | $1.8B | 4.3% | — | 14 |
| Wells Fargo | $1.8B | 4.3% | -3.8% | 12 |
| Starion Bank | $1.6B | 4% | +18.1% | 13 |
| Cornerstone Bank | $1.5B | 3.7% | +15.4% | 10 |
| First Western Bank & Trust | $1.4B | 3.4% | -4.3% | 8 |
| Alerus Financial | $1.4B | 3.3% | +8.6% | 7 |
| Dakota Community Bank & Trust | $1.2B | 2.8% | +3.8% | 12 |
| Western State Bank | $996M | 2.4% | +3.4% | 3 |
| Dacotah Bank | $864M | 2.1% | +13.3% | 9 |
| BNC National Bank | $748M | 1.8% | +2.1% | 12 |
| Bank Forward | $727M | 1.7% | -0.8% | 10 |
| First United Bank | $609M | 1.5% | +8.3% | 19 |
| American State Bank & Trust Company of Williston | $569M | 1.4% | +5.3% | 2 |
| First State Bank & Trust | $468M | 1.1% | +2.4% | 4 |
| The Bank of Tioga | $415M | 1% | +3.4% | 2 |
| BankNorth | $408M | 1% | +21.7% | 9 |
| Unison Bank | $401M | 1% | +2.8% | 3 |
| KodaBank | $369M | 0.9% | +17.0% | 9 |
| First State Bank | $349M | 0.8% | +12.0% | 5 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors. Banks that book nationwide deposits at a single office (for example brokerage or direct banks) can rank far above their local branch presence.
Closings
- Wells Fargo — Valley City, NDbank exits city201 CENTRAL AVE N · closed May 6, 2026
- Dacotah Bank — Belcourt, NDbank exits city4324 HIGHWAY 281 · closed April 3, 2026
- First Interstate Bank — Fargo, NDbank exits city5650 34TH AVENUE EAST, SUITE 100 · closed February 27, 2026
- 17 1ST AVE SW · closed November 18, 2025
- 3137 32ND AVE SW · closed September 19, 2025
- 901 13TH AVE E · closed September 19, 2025
- U.S. Bank — Wahpeton, NDbank exits city502 2ND AVE N · closed January 27, 2025
- 520 MAIN AVE · closed July 1, 2024
- 2627 UNIVERSITY DR S · closed June 14, 2024
- 100 S BROADWAY · closed May 15, 2024
- 207 FRONT AVENUE · closed January 17, 2024
- First Interstate Bank — Fargo, NDbank exits city5675 26TH AVE S · closed August 18, 2023
- 221 MAIN ST N · closed July 27, 2023
- 1050 E INTERSTATE AVE · closed June 21, 2023
- 3101 BROADWAY N · closed May 31, 2023
- Plains Commerce Bank — Bismarck, NDbank exits city404 S 3RD ST · closed April 28, 2023
- 300 11TH ST W · closed March 31, 2023
- First International Bank & Trust — Bowdon, NDbank exits city143 WARRINGTON AVENUE · closed March 31, 2023
- 1313 SKYLINE BOULEVARD · closed December 30, 2022
- 3124 E COLORADO DR · closed December 29, 2022
- 200 FIRST AVENUE NORTH · closed November 15, 2022
- Bremer Bank — Grand Forks, NDbank exits city921 NORTH WASHINGTON · closed September 16, 2022
- Wells Fargo — Grafton, NDbank exits city735 HILL AVENUE · closed August 17, 2022
- 415 20TH AVE SW · closed August 15, 2022
- Wells Fargo — Bowman, NDbank exits city13 E DIVIDE · closed August 3, 2022
- U.S. Bank — Langdon, NDbank exits city319 7TH AVE · closed February 17, 2022
- U.S. Bank — Lisbon, NDbank exits city902 MAIN ST · closed February 16, 2022
- U.S. Bank — Grafton, NDbank exits city1038 HILL AVE · closed February 15, 2022
- U.S. Bank — Devils Lake, NDbank exits city508 COLLEGE DRIVE SOUTH · closed February 9, 2022
- U.S. Bank — Beulah, NDbank exits city113 FIRST AVENUE NORTHWEST · closed February 8, 2022
- 600 SOUTH 2ND STREET · closed November 30, 2021
- 1301 RALPH ENGELSTAD ARENA DRIVE · closed October 15, 2021
- 3350 SOUTH COLUMBIA ROAD · closed October 15, 2021
- Wells Fargo — Hillsboro, NDbank exits city212 WEST CALEDONIA AVE · closed September 22, 2021
- Choice Financial Group — Medina, NDbank exits city101 SECOND AVENUE NW · closed July 10, 2021
- Bremer Bank — Richardton, NDbank exits city128 B STREET N · closed June 25, 2021
- 121 SOUTH MAIN STREET · closed May 21, 2021
- 4302 13TH AVENUE SOUTH · closed April 30, 2021
- Bank of the West — Wahpeton, NDbank exits city501 DAKOTA AVENUE · closed April 16, 2021
- Bank of the West — Fargo, NDbank exits city3203 32ND AVE SW · closed April 16, 2021
- 1144 COLLEGE DRIVE · closed January 6, 2021
- 1750 32ND AVENUE SOUTH · closed November 30, 2020
- 1144 NORTH THIRD STREET · closed November 1, 2020
- 409 SHEYENNE ST · closed October 26, 2020
- 3820 12TH AVENUE NW · closed June 12, 2020
- U.S. Bank — Valley City, NDbank exits city220 4TH ST NE · closed April 16, 2020
Transcribed from FDIC BankFind Suite structure-change records, active-location records and the annual Summary of Deposits (June 30 reporting date). Market share is each bank's share of all deposits assigned to FDIC-insured offices in the state.