BranchWatch

Gate City Bank

Headquartered in Fargo, ND. FDIC certificate #27774 · Federal Reserve RSSD 657271.

Total assets
$4.0B
Deposits
$3.6B
Q1 2026
Active branches
46
Closings since Jan 2020
0
7 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$8M
Return on assets
0.82%
Return on equity
9.05%
Noncurrent loan rate
0.72%

Deposits by year (Summary of Deposits)

2
2019
2
2020
3
2021
3
2022
3
2023
3
2024
3
2025

Values in $ billions, June 30 of each year.

Openings by year

5
2020
2
2023

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.gatecity.bank.