BranchWatch

Credit unions · California

Valley First

NCUA-insuredfederal charterlow-income designated

Headquartered in Modesto, California. Chartered in 1956. Charter number 24986.

Total assets
$1.1B
Members
80,615
Shares & deposits
$926M
Net worth ratio
9.68%
net worth / assets

Locations (9)

Orangeburgmain officeCorporate Office

1005 W Orangeburg Ave, Modesto, CA 95350 map

2095498500ATM

Monday - Friday 8:00AM - 6:00PM Saturday 9:00AM - 2:00PM

Fresno BranchBranch Office

7685 N Fresno St, Fresno, CA 93720 map

2095498500ATMMember services

Monday - Thursday 9:00AM - 5:00PM Friday 9:00AM - 6:00PM Saturday 9:00AM - 1:00PM

TurlockBranch Office

3001 Countryside Dr, Turlock, CA 95380 map

2095498500ATMMember services

m - th 9-5:30, f 9-6, Saturday 9-1

Sisk RoadBranch Office

3900 Sisk Rd Ste E2, Modesto, CA 95356 map

2095498500ATMMember services

m - th 9-5:30, f 9-6, Saturday 9-1

OakdaleBranch Office

126 W F St, Oakdale, CA 95361 map

2095498500ATMDrive-throughMember services

m - th 9-5:00, f 9-6

Ceres BranchBranch Office

1501 Mitchell Rd, Ceres, CA 95307 map

2095498500ATMDrive-throughMember services

M-TH 9:00 - 5:30 F 9:00 - 6:00 Saturday 9:00 - 1:00

J StreetBranch Office

1419 J St, Modesto, CA 95354 map

2095498500ATMDrive-throughMember services

M - TH 9:00 - 5:30 F 9:00 - 6:00 SATURDAY 9:00 - 1:00

Tracy BranchBranch Office

1003 n Central Ave, Tracy, CA 95376 map

2095498500ATMMember services

m-th 10-5:00f 10-6:00

Clovis CommonsBranch Office

645 W Herndon Ave, Clovis, CA 93612 map

2095498500ATMMember services

9:00 - 5:30 M-TH9:00-6:00 F9:00-1:00 Sat

Transcribed from NCUA call-report data (cycle 2026-03). Phone numbers and hours are as reported to the NCUA and can lag reality — verify before visiting. Share deposits are NCUA-insured up to $250,000 per member.