Spectra

NCUA-insuredfederal charterlow-income designated

Headquartered in Alexandria, Virginia. Chartered in 1946. Charter number 5380.

Total assets

$553M

Members

30,641

Shares & deposits

$470M

Net worth ratio

8.55%

net worth / assets

Locations (4)

Alexandria Headquartersmain officeCorporate Office

5440 Cherokee Ave Ste 200, Alexandria, VA 22312 map

☎ 3018398400ATM

8:00 a.m. - 5:00 p.m. Monday thru Friday

Waldorf BranchBranch Office

1024 Saint Nicholas Dr, Waldorf, MD 20603 map

☎ 3018398865ATMDrive-throughMember services

Lobby 9AM-5PM - Monday - Friday Lobby 9AM-1PM on Saturday Drive - thru 9AM- 6PM Monday-Friday Drive - thru 9AM-2PM Saturday

Lab BranchBranch Office

4555 Overlook Ave SW Bldg 222, Washington, DC 20375 map

☎ 3018398835ATMMember services

Monday - Friday: 8:00 a.m. - 3:00 p.m.

Shops At Mark CenterBranch Office

1460 N Beauregard St, Alexandria, VA 22311 map

☎ 7014611922ATMDrive-throughMember services

Lobby 9AM-5PM - Monday - Friday Lobby 9AM-1PM on Saturday Drive - thru 9AM- 6PM Monday-Friday Drive - thru 9AM-2PM Saturday

States served

Virginia (2)
Maryland (1)
District of Columbia (1)

Transcribed from NCUA call-report data (cycle 2026-03). Phone numbers and hours are as reported to the NCUA and can lag reality — verify before visiting. Share deposits are NCUA-insured up to $250,000 per member.