Heart O' Texas

NCUA-insuredfederal charterlow-income designated

Headquartered in Waco, Texas. Chartered in 1956. Charter number 11032.

Total assets

$55M

Members

4,434

Shares & deposits

$50M

Net worth ratio

7.37%

net worth / assets

Locations (3)

Main Officemain officeCorporate Office

7500 Imperial Drive, Waco, TX 76712 map

☎ 2547511622ATMDrive-throughMember services

Lobby Hours: Mon. - Thurs. 9:00 - 5:00 Friday 9:00 - 5:30 Drive-Thru Hours: M - F 8:00 - 5:30 Saturday: Drive-Thru Hours 9:00 - 12:00

L3Branch Office

7412 Maehr Rd, Waco, TX 76705 map

☎ 2547995923ATMDrive-throughMember services

Limited Access - L3 Employees Only Every Other Thursday 9am - 5-pm, Opposite Friday 9am - 5pm

KilleenBranch Office

1612 S Fort Hood St, Killeen, TX 76542 map

☎ 2546347722ATMDrive-throughMember services

Mon - Thurs: Lobby Hours 9:00 - 5:00 Drive-Thru Hours 8:00 - 5:30 Friday: Lobby Hours 9:00 - 5:30 Drive-Thru Hours 8:00 - 5:30 Saturday: Drive-Thru Hours 9:00 - 12:00

Transcribed from NCUA call-report data (cycle 2026-03). Phone numbers and hours are as reported to the NCUA and can lag reality — verify before visiting. Share deposits are NCUA-insured up to $250,000 per member.