Banks in Schenectady County, New York
41 active bank branches operated by 13 institutions, per FDIC records.
Active branches
41
Banks present
13
Deposits (2026)
$3.5B
Closings since 2020
6
4 openings
Largest banks by deposits in Schenectady County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| TrustCo Bank | $1.2B | 35% | 12 |
| KeyBank | $478M | 13.7% | 4 |
| First National Bank of Scotia | $476M | 13.7% | 6 |
| Bank of America | $471M | 13.5% | 3 |
| NBT Bank | $215M | 6.2% | 2 |
| Pioneer Bank | $172M | 4.9% | 2 |
| Citizens Bank | $158M | 4.5% | 2 |
| TD Bank | $90M | 2.6% | 1 |
| Chase Bank | $77M | 2.2% | 3 |
| M&T Bank | $48M | 1.4% | 2 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.