BranchWatch

M&T Bank

Legal institution: Manufacturers and Traders Trust Company. Headquartered in Buffalo, NY. Part of M&T Bank Corporation. FDIC certificate #588 · Federal Reserve RSSD 501105.

Total assets
$214.2B
Deposits
$167.3B
Q1 2026
Active branches
960
963 offices in FDIC records
Closings since Jan 2020
183
9 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$679M
Return on assets
1.27%
Return on equity
9.61%
Noncurrent loan rate
1.44%

Deposits by year (Summary of Deposits)

92
2019
116
2020
130
2021
173
2022
165
2023
164
2024
168
2025

Values in $ billions, June 30 of each year.

Closings by year

17
2020
24
2021
27
2022
53
2023
6
2024
32
2025
24
2026

Openings by year

2
2022
2
2023
4
2025
1
2026

Other network changes since 2020

  • 21 branch relocations
  • 347 branches acquired through purchases or mergers

Branches by state

Recent closings (30 of 183)

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.mtb.com.