Banks in Otsego County, New York
17 active bank branches operated by 4 institutions, per FDIC records.
Active branches
17
Banks present
4
Deposits (2026)
$1.4B
Closings since 2020
8
0 openings
Largest banks by deposits in Otsego County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| NBT Bank | $539M | 38.7% | 8 |
| Community Bank | $410M | 29.4% | 5 |
| Wayne Bank | $306M | 21.9% | 2 |
| KeyBank | $139M | 10% | 2 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.