Community Bank
Legal institution: Community Bank, National Association. Headquartered in Canton, NY. Part of Community Financial System, Inc. FDIC certificate #6989 · Federal Reserve RSSD 202907.
Total assets
$17.4B
Deposits
$15.0B
Q1 2026
Active branches
214
Closings since Jan 2020
74
20 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$50M
Return on assets
1.16%
Return on equity
12.32%
Noncurrent loan rate
0.48%
Deposits by year (Summary of Deposits)
92019
112020
132021
142022
132023
132024
142025
Values in $ billions, June 30 of each year.
Closings by year
102020
162021
102022
112023
102024
172025
Openings by year
22020
12022
12024
142025
22026
Other network changes since 2020
- 5 branch relocations
- 23 branches acquired through purchases or mergers
Branches by state
Recent closings (30 of 74)
- 1334 ROUTE 96 · closed September 12, 2025
- Community Bank — Hammondsport, NYbank exits city3 PARK PL · closed September 12, 2025
- Community Bank — Seneca Falls, NYbank exits city70 FALL ST · closed September 12, 2025
- 113 N MAIN ST · closed September 12, 2025
- 50 S MAIN ST · closed September 12, 2025
- 28499 ROUTE 3 · closed August 22, 2025
- Community Bank — Meshoppen, PAbank exits city8192 STATE ROUTE 6 · closed August 22, 2025
- Community Bank — Carbondale, PAbank exits city66 SALEM AVE · closed August 22, 2025
- 620 CENTRE ST · closed August 22, 2025
- Community Bank — Edwardsville, PAbank exits city78 S WYOMING AVE · closed August 22, 2025
- 3748 COUNTY ROUTE 14 · closed August 22, 2025
- 971 COUNTY ROAD 64 · closed August 8, 2025
- 588 LAKE FLOWER AVE · closed August 8, 2025
- 602 W STATE ST · closed August 8, 2025
- 4141 STATE HIGHWAY 28 · closed August 8, 2025
- 200 E BUFFALO ST · closed August 7, 2025
- 333 E WATER ST · closed August 6, 2025
- Community Bank — Mount Morris, NYbank exits city46 MAIN ST · closed January 19, 2024
- 8036 ROUTE 60 · closed January 19, 2024
- Community Bank — Owego, NYbank exits city50 WEST MAIN STREET · closed January 19, 2024
- 24 N BUFFALO ST · closed January 19, 2024
- 29 MAIN ST · closed January 19, 2024
- 930 W CHURCH ST · closed January 19, 2024
- 7812 TURIN RD · closed January 19, 2024
- 132 MAIN ST · closed January 19, 2024
- 41 MAY RD · closed January 19, 2024
- 1 HUDSON ST · closed January 19, 2024
- 1 N MAIN ST · closed April 28, 2023
- 1 W MAIN ST · closed April 28, 2023
- 830 COUNTY ROAD 64 · closed April 28, 2023
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.cbna.com.