Banks in Rowan County, North Carolina
25 active bank branches operated by 13 institutions, per FDIC records.
Active branches
25
Banks present
13
Deposits (2026)
$2.0B
Closings since 2020
2
0 openings
Largest banks by deposits in Rowan County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Farmers & Merchants Bank | $620M | 31.1% | 9 |
| Wells Fargo | $327M | 16.4% | 2 |
| Truist Bank | $210M | 10.5% | 2 |
| Bank OZK | $136M | 6.8% | 1 |
| Bank of America | $115M | 5.8% | 1 |
| Fifth Third Bank | $114M | 5.7% | 1 |
| SouthState Bank | $105M | 5.3% | 2 |
| First Bank | $90M | 4.5% | 1 |
| First Horizon Bank | $90M | 4.5% | 2 |
| Pinnacle Bank | $88M | 4.4% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.