Farmers & Merchants Bank
Headquartered in Granite Quarry, NC. Part of F & M Financial Corporation. FDIC certificate #2036 · Federal Reserve RSSD 348720.
Total assets
$986M
Deposits
$831M
Q1 2026
Active branches
12
Closings since Jan 2020
0
1 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$6M
Return on assets
2.48%
Return on equity
16.66%
Noncurrent loan rate
0.67%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
12023
12024
12025
Values in $ billions, June 30 of each year.
Openings by year
12021
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fmbnc.com.