Banks in Clay County, North Carolina
3 active bank branches operated by 3 institutions, per FDIC records.
Active branches
3
Banks present
3
Deposits (2026)
$245M
Closings since 2020
0
0 openings
Largest banks by deposits in Clay County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| United Community Bank | $124M | 50.8% | 1 |
| Nantahala Bank & Trust Company | $64M | 26% | 1 |
| First Citizens Bank | $57M | 23.2% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.