Banks in St. Joseph County, Michigan
22 active bank branches operated by 8 institutions, per FDIC records.
Active branches
22
Banks present
8
Deposits (2026)
$1.0B
Closings since 2020
3
2 openings
Largest banks by deposits in St. Joseph County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Sturgis Bank & Trust Company | $359M | 34.6% | 6 |
| Southern Michigan Bank & Trust | $268M | 25.8% | 6 |
| Century Bank and Trust | $107M | 10.3% | 4 |
| Fifth Third Bank | $85M | 8.2% | 1 |
| Flagstar Bank | $70M | 6.8% | 2 |
| Huntington Bank | $70M | 6.7% | 1 |
| Horizon Bank | $49M | 4.7% | 1 |
| Farmers State Bank | $29M | 2.8% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.