Banks in Wayne County, Kentucky
7 active bank branches operated by 4 institutions, per FDIC records.
Active branches
7
Banks present
4
Deposits (2026)
$510M
Closings since 2020
1
0 openings
Largest banks by deposits in Wayne County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| The Monticello Banking Company | $366M | 71.8% | 4 |
| First Southern National Bank | $87M | 17.1% | 1 |
| Truist Bank | $35M | 6.9% | 1 |
| The Citizens National Bank of Somerset | $22M | 4.2% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.