The Monticello Banking Company
Headquartered in Monticello, KY. Part of Monticello Bankshares, Inc. FDIC certificate #292 · Federal Reserve RSSD 266945.
Total assets
$1.1B
Deposits
$949M
Q1 2026
Active branches
21
Closings since Jan 2020
2
4 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$3M
Return on assets
0.95%
Return on equity
11.02%
Noncurrent loan rate
0.15%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
12023
12024
12025
Values in $ billions, June 30 of each year.
Closings by year
12020
12024
Openings by year
12021
22022
12026
Branches by state
Recent closings
- 651 US 31W BYP STE 212 · closed July 12, 2024
- 201 EAST CENTRAL STREET · closed December 31, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: mbcbank.com.