Banks in Effingham County, Illinois
21 active bank branches operated by 11 institutions, per FDIC records.
Active branches
21
Banks present
11
Deposits (2026)
$2.6B
Closings since 2020
2
0 openings
Largest banks by deposits in Effingham County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Midland States Bank | $823M | 31.9% | 3 |
| Dieterich Bank | $597M | 23.1% | 5 |
| Washington Savings Bank | $332M | 12.9% | 2 |
| Teutopolis State Bank | $276M | 10.7% | 2 |
| Crossroads Bank | $195M | 7.5% | 2 |
| First State Bank of Beecher City | $94M | 3.6% | 1 |
| Fifth Third Bank | $86M | 3.3% | 1 |
| First Mid Bank & Trust | $82M | 3.2% | 2 |
| Peoples Bank & Trust | $48M | 1.8% | 1 |
| Constitution Bank | $27M | 1.1% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.