Midland States Bank
Headquartered in Effingham, IL. Part of Midland States Bancorp, Inc. FDIC certificate #1040 · Federal Reserve RSSD 773247.
Total assets
$6.7B
Deposits
$5.7B
Q2 2026
Active branches
60
Closings since Jan 2020
18
1 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$21M
Return on assets
1.22%
Return on equity
13.18%
Noncurrent loan rate
1.43%
Deposits by year (Summary of Deposits)
42019
52020
52021
62022
62023
62024
62025
62026
Values in $ billions, June 30 of each year.
Closings by year
152020
12021
12023
12025
Openings by year
12023
Other network changes since 2020
- 2 branch relocations
- 1 branches acquired through purchases or mergers
Branches by state
Recent closings
- 311 LOGAN AVE · closed May 1, 2025
- 302 1ST AVE · closed April 14, 2023
- 801 WASHINGTON STREET · closed June 15, 2021
- 101 INDEPENDENCE COURT · closed December 11, 2020
- Midland States Bank — Loves Park, ILbank exits city1810 HARLEM ROAD · closed December 11, 2020
- 1839 NORTH MAIN STREET · closed December 11, 2020
- Midland States Bank — Kirkland, ILbank exits city306 WEST MAIN STREET · closed December 11, 2020
- 1425 NORTH STATE STREET · closed December 11, 2020
- 2642 CHARLES STREET · closed December 11, 2020
- Midland States Bank — Plano, ILbank exits city15 WEST SOUTH STREET · closed December 11, 2020
- 4142 JOHNS FARM ROAD · closed December 11, 2020
- Midland States Bank — Freeport, ILbank exits city1753 SOUTH WEST AVENUE · closed December 11, 2020
- 1302 THELMA KELLER AVENUE · closed December 11, 2020
- 721 COLUMBUS STREET · closed December 11, 2020
- 435 EAST NORTH STREET · closed December 11, 2020
- Midland States Bank — Coal City, ILbank exits city660 SOUTH BROADWAY STREET · closed December 11, 2020
- 24 DANNYS DRIVE · closed January 31, 2020
- Midland States Bank — Freeburg, ILbank exits city500 NORTH STATE ST · closed January 31, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.midlandsb.com.