Banks in Clay County, Illinois
11 active bank branches operated by 5 institutions, per FDIC records.
Active branches
11
Banks present
5
Deposits (2026)
$440M
Closings since 2020
2
0 openings
Largest banks by deposits in Clay County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| The Clay City Banking Co. | $154M | 35% | 3 |
| Flora Bank & Trust | $117M | 26.7% | 4 |
| Clay County State Bank | $92M | 20.8% | 1 |
| First Community Bank, Xenia-Flora | $47M | 10.8% | 2 |
| Community Partners Savings Bank | $30M | 6.7% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.