Flora Bank & Trust
Headquartered in Flora, IL. Part of Clay Bancshares, Inc. FDIC certificate #22598 · Federal Reserve RSSD 777441.
Total assets
$126M
Deposits
$117M
Q2 2026
Active branches
4
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$312K
Return on assets
0.92%
Return on equity
14.38%
Noncurrent loan rate
0.23%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
02026
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fbandtbank.com.