Banks in Bay County, Florida
52 active bank branches operated by 18 institutions, per FDIC records.
Active branches
52
Banks present
18
Deposits (2026)
$4.7B
Closings since 2020
8
10 openings
Largest banks by deposits in Bay County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Regions Bank | $949M | 20% | 9 |
| Trustmark Bank | $844M | 17.8% | 7 |
| Hancock Whitney Bank | $536M | 11.3% | 3 |
| Wells Fargo | $420M | 8.9% | 3 |
| Ameris Bank | $413M | 8.7% | 3 |
| Centennial Bank | $404M | 8.5% | 6 |
| Huntington Bank | $375M | 7.9% | 2 |
| Truist Bank | $239M | 5% | 2 |
| Community Bank of Mississippi | $158M | 3.3% | 2 |
| First Federal Bank | $98M | 2.1% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.