Banks in Bay County, Florida
52 active bank branches operated by 18 institutions, per FDIC records.
Active branches
52
Banks present
18
Deposits (2025)
$4.4B
Closings since 2020
8
10 openings
Largest banks by deposits in Bay County (2025)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Trustmark Bank | $788M | 17.9% | 7 |
| Regions Bank | $768M | 17.4% | 9 |
| Hancock Whitney Bank | $528M | 12% | 3 |
| Huntington Bank | $508M | 11.5% | 2 |
| Ameris Bank | $395M | 8.9% | 3 |
| Wells Fargo | $388M | 8.8% | 3 |
| Centennial Bank | $332M | 7.5% | 6 |
| Truist Bank | $242M | 5.5% | 2 |
| Community Bank of Mississippi | $126M | 2.9% | 2 |
| First Federal Bank | $114M | 2.6% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.