First Federal Bank
Headquartered in Lake City, FL. Part of First Federal Bancorp, Mhc. FDIC certificate #31313 · Federal Reserve RSSD 384278.
Total assets
$4.5B
Deposits
$3.4B
Q2 2026
Active branches
29
Closings since Jan 2020
1
3 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$13M
Return on assets
1.19%
Return on equity
11.61%
Noncurrent loan rate
2.96%
Deposits by year (Summary of Deposits)
22019
22020
32021
32022
32023
42024
32025
32026
Values in $ billions, June 30 of each year.
Closings by year
12026
Openings by year
12022
22025
Other network changes since 2020
- 2 branch relocations
Branches by state
Recent closings
- 1700 RIBAUT RD · closed August 14, 2026
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.ffbf.com.