Banks in Santa Cruz County, California
39 active bank branches operated by 10 institutions, per FDIC records.
Active branches
39
Banks present
10
Deposits (2025)
$7.7B
Closings since 2020
9
3 openings
Largest banks by deposits in Santa Cruz County (2025)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Wells Fargo | $2.1B | 26.6% | 6 |
| Chase Bank | $1.4B | 18.4% | 5 |
| West Coast Community Bank | $1.3B | 16.3% | 5 |
| Bank of America | $1.2B | 15.6% | 5 |
| Fifth Third Bank | $750M | 9.7% | 6 |
| U.S. Bank | $610M | 7.9% | 6 |
| BMO Bank | $241M | 3.1% | 2 |
| Liberty Bank | $102M | 1.3% | 2 |
| Mechanics Bank | $92M | 1.2% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.