Banks in Santa Cruz County, California
39 active bank branches operated by 10 institutions, per FDIC records.
Active branches
39
Banks present
10
Deposits (2026)
$8.0B
Closings since 2020
9
3 openings
Largest banks by deposits in Santa Cruz County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Wells Fargo | $2.1B | 26.8% | 6 |
| Chase Bank | $1.5B | 18.4% | 5 |
| West Coast Community Bank | $1.3B | 16.3% | 5 |
| Bank of America | $1.2B | 15.3% | 5 |
| Fifth Third Bank | $776M | 9.7% | 6 |
| U.S. Bank | $624M | 7.8% | 6 |
| BMO Bank | $234M | 2.9% | 2 |
| Liberty Bank | $101M | 1.3% | 2 |
| Mechanics Bank | $100M | 1.3% | 1 |
| Pacific Valley Bank | $18M | 0.2% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.