West Coast Community Bank
Headquartered in Santa Cruz, CA. Part of West Coast Community Bancorp. FDIC certificate #57591 · Federal Reserve RSSD 3235410.
Total assets
$2.9B
Deposits
$2.5B
Q1 2026
Active branches
10
Closings since Jan 2020
5
2 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$16M
Return on assets
2.16%
Return on equity
16.06%
Noncurrent loan rate
0.49%
Deposits by year (Summary of Deposits)
12019
12020
12021
22022
12023
12024
22025
Values in $ billions, June 30 of each year.
Closings by year
12021
42025
Openings by year
12021
12022
Other network changes since 2020
- 7 branches acquired through purchases or mergers
- April 1, 2025: legal name changed from “Santa Cruz County Bank” to “West Coast Community Bank”
Branches by state
Recent closings
- 3110 MISSION DR · closed January 17, 2025
- 150 MAIN ST · closed January 17, 2025
- 584 MUNRAS AVE · closed January 17, 2025
- 1097 S MAIN ST · closed January 17, 2025
- 2020 NORTH PACIFIC AVENUE · closed September 30, 2021
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.wccb.com.