Banks in Monterey County, California
65 active bank branches operated by 13 institutions, per FDIC records.
Active branches
65
Banks present
13
Deposits (2026)
$11.9B
Closings since 2020
17
6 openings
Largest banks by deposits in Monterey County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Chase Bank | $3.0B | 25.5% | 12 |
| Wells Fargo | $2.7B | 22.5% | 15 |
| Bank of America | $1.9B | 15.7% | 6 |
| Mechanics Bank | $1.0B | 8.8% | 9 |
| West Coast Community Bank | $941M | 7.9% | 3 |
| U.S. Bank | $914M | 7.7% | 5 |
| Pacific Valley Bank | $553M | 4.6% | 4 |
| Fifth Third Bank | $267M | 2.2% | 3 |
| Monterey County Bank | $233M | 2% | 4 |
| Pinnacle Bank | $192M | 1.6% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.