Banks in Merced County, California
25 active bank branches operated by 10 institutions, per FDIC records.
Active branches
25
Banks present
10
Deposits (2026)
$3.4B
Closings since 2020
4
0 openings
Largest banks by deposits in Merced County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Chase Bank | $624M | 18.5% | 2 |
| Westamerica Bank | $595M | 17.7% | 7 |
| Wells Fargo | $485M | 14.4% | 3 |
| Bank of America | $468M | 13.9% | 2 |
| Farmers & Merchants Bank of Central California | $329M | 9.8% | 2 |
| Mechanics Bank | $312M | 9.3% | 3 |
| Citibank | $280M | 8.3% | 2 |
| Tri Counties Bank | $110M | 3.3% | 1 |
| PNC Bank | $104M | 3.1% | 2 |
| Community West Bank | $61M | 1.8% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.