BranchWatch

Farmers & Merchants Bank of Central California

Headquartered in Lodi, CA. Part of Farmers & Merchants Bancorp. FDIC certificate #1331 · Federal Reserve RSSD 808260.

Total assets
$5.8B
Deposits
$5.1B
Q1 2026
Active branches
34
Closings since Jan 2020
1
2 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$25M
Return on assets
1.71%
Return on equity
14.93%
Noncurrent loan rate
0.11%

Deposits by year (Summary of Deposits)

3
2019
4
2020
4
2021
5
2022
5
2023
5
2024
5
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2020

Openings by year

1
2021
1
2024

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fmbonline.com.