West Shore Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $828M | $697M | $636M | $77M | $2M | 0.88% | 9.58% | 4.00% | 0.27% |
| Q4 2025 | $820M | $686M | $634M | $75M | $1M | 0.86% | 10.21% | 3.97% | 0.27% |
| Q3 2025 | $837M | $700M | $600M | $73M | $2M | 0.91% | 11.03% | 3.93% | 0.06% |
| Q2 2025 | $790M | $652M | $593M | $65M | $2M | 0.82% | 10.18% | 3.84% | 0.06% |
| Q1 2025 | $778M | $659M | $586M | $62M | $1M | 0.69% | 8.65% | 3.76% | 0.08% |
| Q4 2024 | $768M | $659M | $565M | $60M | $2M | 0.72% | 9.70% | 3.50% | 0.09% |
| Q3 2024 | $809M | $704M | $559M | $60M | $2M | 0.63% | 8.65% | 3.44% | 0.08% |
| Q2 2024 | $766M | $673M | $551M | $55M | $889K | 0.47% | 6.41% | 3.36% | 0.08% |
| Q1 2024 | $734M | $600M | $513M | $54M | $844K | 0.46% | 6.31% | 3.37% | 0.12% |
| Q4 2023 | $721M | $595M | $492M | $53M | $2M | 0.72% | 10.11% | 3.61% | 0.16% |
| Q3 2023 | $742M | $619M | $489M | $49M | $1M | 0.66% | 9.42% | 3.62% | 0.06% |
| Q2 2023 | $690M | $541M | $473M | $50M | $1M | 0.64% | 8.89% | 3.73% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.