West Shore Bank
Headquartered in Ludington, MI. Part of West Shore Bank Corporation. FDIC certificate #14929 · Federal Reserve RSSD 832546.
Total assets
$834M
Deposits
$720M
Q2 2026
Active branches
9
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$2M
Return on assets
0.83%
Return on equity
8.99%
Noncurrent loan rate
1.24%
Deposits by year (Summary of Deposits)
02019
02020
12021
12022
12023
12024
12025
12026
Values in $ billions, June 30 of each year.
Other network changes since 2020
- 1 branch relocations
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.westshorebank.com.