West Central Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $238M | $213M | $175M | $23M | $977K | 1.61% | 17.36% | 4.32% | 2.52% |
| Q4 2025 | $246M | $208M | $181M | $22M | $702K | 1.06% | 13.00% | 3.93% | 2.48% |
| Q3 2025 | $248M | $204M | $182M | $22M | $374K | 1.03% | 13.06% | 3.87% | 2.70% |
| Q2 2025 | $246M | $203M | $182M | $20M | $611K | 1.25% | 16.46% | 3.84% | 2.23% |
| Q1 2025 | $247M | $202M | $183M | $19M | $935K | 1.50% | 20.40% | 3.77% | 2.02% |
| Q4 2024 | $251M | $199M | $188M | $17M | $929K | 1.11% | 15.89% | 3.43% | 1.46% |
| Q3 2024 | $251M | $198M | $185M | $19M | $363K | 0.98% | 14.02% | 3.38% | 1.43% |
| Q2 2024 | $247M | $191M | $182M | $17M | $797K | 1.18% | 17.50% | 3.35% | 0.99% |
| Q1 2024 | $242M | $192M | $177M | $16M | $643K | 1.06% | 15.90% | 3.36% | 1.17% |
| Q4 2023 | $243M | $184M | $177M | $16M | $598K | 1.16% | 17.94% | 3.42% | 0.80% |
| Q3 2023 | $239M | $183M | $170M | $14M | $834K | 1.22% | 19.01% | 3.45% | 0.93% |
| Q2 2023 | $232M | $185M | $163M | $15M | $556K | 1.12% | 17.06% | 3.47% | 0.82% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.