West Central Bank
Headquartered in Ashland, IL. Part of West Central Bancshares, Inc. FDIC certificate #10853 · Federal Reserve RSSD 920733.
Total assets
$238M
Deposits
$213M
Q1 2026
Active branches
6
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$977K
Return on assets
1.61%
Return on equity
17.36%
Noncurrent loan rate
2.52%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.westcentralbank.com.