Waterford Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.7B | $1.5B | $1.3B | $175M | $5M | 1.24% | 12.21% | 3.29% | 1.07% |
| Q4 2025 | $1.7B | $1.5B | $1.3B | $172M | $4M | 1.10% | 11.92% | 3.24% | 0.63% |
| Q3 2025 | $1.8B | $1.5B | $1.4B | $166M | $6M | 1.13% | 12.55% | 3.16% | 0.48% |
| Q2 2025 | $1.7B | $1.5B | $1.3B | $159M | $5M | 1.05% | 11.86% | 3.07% | 0.35% |
| Q1 2025 | $1.8B | $1.6B | $1.3B | $153M | $4M | 0.94% | 10.90% | 2.97% | 0.39% |
| Q4 2024 | $1.7B | $1.5B | $1.3B | $146M | $1M | 0.72% | 8.66% | 2.80% | 1.07% |
| Q3 2024 | $1.8B | $1.5B | $1.3B | $154M | $5M | 0.87% | 10.58% | 2.70% | 0.00% |
| Q2 2024 | $1.8B | $1.5B | $1.3B | $142M | $4M | 0.76% | 9.37% | 2.58% | 0.00% |
| Q1 2024 | $1.7B | $1.5B | $1.3B | $140M | $3M | 0.72% | 8.81% | 2.51% | 0.00% |
| Q4 2023 | $1.7B | $1.4B | $1.3B | $138M | $4M | 0.79% | 10.20% | 2.63% | 0.02% |
| Q3 2023 | $1.7B | $1.5B | $1.2B | $123M | $3M | 0.73% | 9.67% | 2.63% | 0.02% |
| Q2 2023 | $1.7B | $1.4B | $1.2B | $123M | $3M | 0.74% | 9.65% | 2.64% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.