Waterford Bank
Legal institution: Waterford Bank, N.A.. Headquartered in Toledo, OH. Part of Waterford Bancorp, Inc. FDIC certificate #58433 · Federal Reserve RSSD 3588424.
Total assets
$1.8B
Deposits
$1.6B
Q2 2026
Active branches
4
Closings since Jan 2020
1
1 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$6M
Return on assets
1.29%
Return on equity
12.68%
Noncurrent loan rate
0.68%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
12023
22024
22025
22026
Values in $ billions, June 30 of each year.
Closings by year
12020
Openings by year
12020
Other network changes since 2020
- 2 branches acquired through purchases or mergers
Branches by state
Recent closings
- Waterford Bank — Waterford, MIbank exits city6600 HIGHLAND ROAD · closed July 24, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.waterfordbankna.com.