Waterfall Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $422M | $343M | $378M | $53M | $-110K | -0.11% | -0.83% | 3.24% | 0.17% |
| Q4 2025 | $409M | $303M | $351M | $53M | $246K | 0.18% | 1.37% | 3.24% | 0.00% |
| Q3 2025 | $387M | $316M | $328M | $53M | $156K | 0.15% | 1.15% | 3.17% | 0.00% |
| Q2 2025 | $350M | $306M | $288M | $42M | $317K | 0.15% | 1.10% | 3.15% | 0.00% |
| Q1 2025 | $315M | $271M | $260M | $42M | $-87K | -0.12% | -0.83% | 3.00% | 0.00% |
| Q4 2024 | $284M | $241M | $252M | $42M | $276K | 0.26% | 1.48% | 3.44% | 0.00% |
| Q3 2024 | $265M | $221M | $229M | $42M | $239K | 0.20% | 1.09% | 3.52% | 0.00% |
| Q2 2024 | $231M | $188M | $196M | $41M | $29K | 0.10% | 0.48% | 3.61% | 0.00% |
| Q1 2024 | $206M | $155M | $186M | $41M | $70K | 0.14% | 0.68% | 3.67% | 0.00% |
| Q4 2023 | $187M | $128M | $169M | $41M | $34K | -0.05% | -0.18% | 4.14% | 0.00% |
| Q3 2023 | $164M | $122M | $145M | $41M | $55K | -0.10% | -0.35% | 4.37% | 0.00% |
| Q2 2023 | $154M | $97M | $134M | $41M | $-98K | -0.25% | -0.79% | 4.49% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.