BranchWatch

Waterfall Bank

Headquartered in Clearwater, FL. Part of Waterfall Bancorp, Inc. FDIC certificate #59265 · Federal Reserve RSSD 5650923.

Total assets
$422M
Deposits
$343M
Q1 2026
Active branches
2
Closings since Jan 2020
0
1 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$-110K
Return on assets
-0.11%
Return on equity
-0.83%
Noncurrent loan rate
0.17%

Deposits by year (Summary of Deposits)

0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2021

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.waterfallbank.com.