VersaBank USA quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $912M | $676M | $577M | $188M | $3M | 1.23% | 5.42% | 2.96% | 0.10% |
| Q1 2026 | $783M | $557M | $473M | $185M | $2M | 1.16% | 4.84% | 2.90% | 0.02% |
| Q4 2025 | $748M | $532M | $388M | $183M | $2M | 1.02% | 2.49% | 3.75% | 0.03% |
| Q3 2025 | $298M | $102M | $163M | $181M | $985K | 0.78% | 1.41% | 4.60% | 0.04% |
| Q2 2025 | $211M | $102M | $118M | $99M | $290K | 0.30% | 0.56% | 4.41% | 0.10% |
| Q1 2025 | $171M | $54M | $89M | $99M | $-14K | -0.03% | -0.06% | 4.20% | 0.07% |
| Q4 2024 | $178M | $65M | $44M | $98M | $96K | 0.33% | 0.72% | 1.92% | 0.32% |
| Q3 2024 | $162M | $63M | $53M | $97M | $-87K | 0.38% | 0.91% | 0.73% | 0.12% |
| Q2 2024 | $79M | $54M | $62M | $23M | $252K | 0.94% | 3.22% | 3.38% | 0.54% |
| Q1 2024 | $79M | $54M | $61M | $23M | $118K | 0.60% | 2.07% | 3.20% | 0.75% |
| Q4 2023 | $78M | $54M | $60M | $23M | $362K | 1.39% | 4.85% | 3.72% | 0.47% |
| Q3 2023 | $78M | $53M | $61M | $22M | $120K | 1.23% | 4.33% | 3.85% | 0.43% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.