VersaBank USA
Legal institution: VersaBank USA National Association. Headquartered in Holdingford, MN. Part of Gbh Inc. FDIC certificate #10160 · Federal Reserve RSSD 1011656.
Total assets
$912M
Deposits
$676M
Q2 2026
Active branches
2
Closings since Jan 2020
0
1 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$3M
Return on assets
1.23%
Return on equity
5.42%
Noncurrent loan rate
0.10%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
12026
Values in $ billions, June 30 of each year.
Openings by year
12026
Other network changes since 2020
- August 30, 2024: legal name changed from “Stearns Bank Holdingford National Association” to “VersaBank USA National Association”
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.versabankusa.com.