Universal Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $373M | $279M | $254M | $67M | $354K | 0.38% | 2.11% | 2.98% | 3.69% |
| Q4 2025 | $371M | $275M | $263M | $67M | $497K | 0.39% | 2.12% | 3.13% | 3.57% |
| Q3 2025 | $361M | $266M | $276M | $67M | $444K | 0.33% | 1.83% | 3.06% | 3.56% |
| Q2 2025 | $361M | $266M | $277M | $66M | $444K | 0.25% | 1.40% | 3.00% | 3.60% |
| Q1 2025 | $366M | $252M | $266M | $66M | $16K | 0.02% | 0.10% | 2.90% | 0.73% |
| Q4 2024 | $356M | $242M | $270M | $65M | $40K | 0.35% | 2.00% | 2.79% | 0.00% |
| Q3 2024 | $362M | $245M | $270M | $66M | $162K | 0.45% | 2.58% | 2.78% | 0.53% |
| Q2 2024 | $384M | $268M | $273M | $66M | $912K | 0.59% | 3.39% | 2.79% | 0.00% |
| Q1 2024 | $375M | $259M | $278M | $65M | $191K | 0.21% | 1.18% | 2.85% | 0.00% |
| Q4 2023 | $371M | $255M | $277M | $65M | $862K | 0.39% | 2.16% | 3.31% | 0.00% |
| Q3 2023 | $367M | $253M | $277M | $64M | $139K | 0.20% | 1.09% | 3.43% | 0.00% |
| Q2 2023 | $341M | $217M | $279M | $64M | $139K | 0.22% | 1.19% | 3.55% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.